Benefits Shouldn't Be Complicated
You didn't start your business to become a healthcare expert. But every year, you're forced to navigate confusing plan options, unpredictable premium increases, and a maze of compliance requirements — often without any real guidance.
Most brokers show up once a year at renewal, hand you a spreadsheet, and disappear. You deserve more than that.
S&K Corporate Benefits is a consultative employee benefits firm based in Pennsylvania. We don't just sell insurance — we become a strategic partner for your business.
With 25+ years of industry experience and appointments with the region's top carriers, our team brings the expertise, relationships, and hands-on service to build a benefits program that works — for your budget and your people.
What We Offer
A full spectrum of employee benefits solutions — all at no additional cost to your company.
Group Health Insurance
We help you find the right health plan structure for your business — whether that's fully insured, level-funded, or self-funded. We shop across carriers to get you the best coverage at the best price.
Ancillary Benefits
A competitive benefits package goes beyond health insurance. We help you round out your offering with the coverage employees value most.
Employee Benefits Consulting
This is where we're different. We don't just place policies — we build long-term strategies that manage rising costs while keeping your employees protected.
Compliance & Administration
Stay protected from regulatory risk and simplify your day-to-day benefits administration with our technology-backed support.
Our Proven Process
From day one, we follow a structured approach to make sure nothing falls through the cracks.
Connect
Reach out and we'll immediately schedule a face-to-face discovery meeting. We want to understand your business, your employees, and your goals before we recommend anything.
Strategy
We build a comprehensive strategic roadmap — analyzing the market, modeling costs, and comparing plans across carriers to find the right fit for your team and your budget.
Implement
We handle the heavy lifting — from technology setup and enrollment to employee communication and ongoing compliance support. And we don't disappear after open enrollment.
Year-Round Support — Not Just at Renewal
Unlike most brokers, we don't take the broker of record letter and check in once a year. From the first discovery meeting to ongoing support, our team follows a prescribed process to ensure we cover all of our bases:
Strategic Planning
Pre-renewal forecasting, budgeting, and long-term roadmapping so there are no surprises.
Enrollment Support
Employee communication, education, and hassle-free sign-ups.
Ongoing Advocacy
Claims issues, employee questions, and year-round troubleshooting.
Compliance & Reporting
Required filings, employee count verification, and regulatory guidance.
Our Services Cost You Nothing
We're compensated directly by the carriers — so you get expert guidance, ongoing support, and strategic planning at no additional cost to your business.
Insurance carriers rely on their broker partners as their primary sales engine. They already have this cost built into their administrative budgets. You pay the same premiums; you just get a dedicated team working for you.
We Work With the Carriers You Trust
What Your Benefits Program Should Look Like
Frequently Asked Questions
Does working with S&K cost my business anything?
No. Our services are sponsored by the insurance carriers we represent. There is no additional cost and no impact to your premiums.
How is S&K different from other benefits brokers?
We take a consultative, long-term approach. We don't just show up at renewal — we work with you year-round on strategy, compliance, administration, and employee communication.
What size businesses do you work with?
We serve companies ranging from 2 employees to 5,000+. Our solutions are tailored to your specific needs regardless of size.
Can I switch brokers without disrupting my employees' coverage?
Absolutely. Switching brokers does not change your employees' plans, providers, or coverage. We handle the transition seamlessly behind the scenes.
What carriers do you work with?
We're appointed with Highmark, Geisinger, Capital Blue Cross, UPMC, United, Cigna, Aetna, Principal, MetLife, Guardian, and more — giving you access to the best plans in the market.